Dubai, one of the world’s most dynamic financial hubs, has emerged as a top destination for high-net-worth individuals, entrepreneurs, and foreign investors. A major attraction is the UAE Golden Visa, also known as the Dubai Gold Visa—a long-term residency program designed to retain global talent and capital.
If you’re a foreign investor considering long-term residence and business expansion in Dubai, this guide walks you through the benefits, requirements, process, and authorities involved in obtaining the Golden Visa.
What Is the Dubai Golden Visa?
The Dubai Golden Visa is a long-term residence visa issued by the United Arab Emirates (UAE) that allows foreign nationals to live, work, invest, and study in Dubai without needing a national sponsor. Initially introduced in 2019, the program offers visas valid for 5 or 10 years, automatically renewable.
It was designed to attract global investors, entrepreneurs, scientists, professionals, and outstanding students to bolster the UAE’s innovation-driven economy.
Key Benefits of the Dubai Golden Visa for Investors
- Long-term residence (5 or 10 years)
- 100% business ownership in Dubai mainland (no local sponsor needed)
- Family sponsorship – includes spouse, children, and even domestic staff
- Multiple-entry visa during the application process
- Residency outside the UAE does not invalidate the visa
- Access to top healthcare and education services
- Fast-tracked services from government departments
Who Is Eligible for the Golden Visa as an Investor?
Dubai offers different Golden Visa tracks, but for foreign investors, the most common routes include:
1. Public Investment (Minimum AED 2 million)
You can qualify if you:
- Make a deposit of AED 2 million (~USD 545,000) in an investment fund licensed in the UAE
- Own a company with a capital investment of at least AED 2 million
- Partner in an existing or new business with a share value of AED 2 million or more
- Have paid at least AED 250,000 in annual taxes to the UAE Federal Tax Authority
2. Real Estate Investment (Minimum AED 2 million)
Eligibility criteria:
- Own real estate property worth at least AED 2 million (can be mortgaged under approved conditions)
- The property must not be off-plan; it must be completed and habitable
- Joint ownership is allowed, provided your share is equal to or exceeds AED 2 million
3. Entrepreneurs and Startups
You can apply if:
- You own a startup registered in the UAE classified as an SME
- The company generates annual revenues of at least AED 1 million
- You have approval from a UAE startup incubator or relevant authority
Relevant Authorities Involved in the Application
To acquire a Dubai Golden Visa, you will engage with several UAE authorities depending on your investment route:
- Federal Authority for Identity, Citizenship, Customs & Port Security (ICP)
Handles visa processing and residency issuance. - General Directorate of Residency and Foreigners Affairs (GDRFA) – Dubai
Manages visa issuance and renewals specifically within Dubai. - Dubai Land Department (DLD)
Verifies and evaluates real estate investments for Golden Visa eligibility. - Dubai Economy and Tourism (DET)
Validates company ownership and SME compliance for entrepreneur visas. - Dubai International Financial Centre (DIFC) and Free Zone Authorities
For investors applying through businesses located in special economic zones. - Federal Tax Authority (FTA)
For applicants showing compliance via taxation records (AED 250,000+ in tax paid). - Certified Real Estate Valuers and Investment Funds
Needed for verification and documentation of property and capital investments.
Step-by-Step Guide: How to Apply for a Dubai Golden Visa
Step 1: Check Eligibility
Review the investment criteria that apply to your situation—whether through business ownership, real estate, or startup incubation.
Step 2: Prepare the Required Documents
Typical documentation includes:
- Passport copy
- UAE entry permit (if applying while in the country)
- Proof of investment (property title deed, trade license, share certificates)
- Bank statements or audit reports
- Good Conduct Certificate
- Valid Emirates ID (if already resident)
- Passport photos (UAE format)
Additional documents may be required based on your investment type.
Step 3: Submit Application Online or In-Person
You can apply through:
- ICP Smart Services portal: smartservices.icp.gov.ae
- GDRFA – Dubai website or service centers
- Authorized real estate agencies or business setup consultants
You will be granted a multiple-entry 6-month visa to finalize investment procedures and convert it to a residency permit.
Step 4: Undergo Medical Tests and Biometrics
As part of the UAE residency process, you’ll need:
- A medical fitness test (blood test and X-ray)
- Biometric enrollment for your Emirates ID
These are mandatory for all long-term visa holders.
Step 5: Visa Issuance and Emirates ID Collection
Once approved, you will:
- Receive your Golden Visa sticker on your passport
- Be issued a valid Emirates ID for 5 or 10 years
- Be eligible to sponsor your spouse, children, and employees
Costs Involved in Getting a Golden Visa
Approximate costs:
- Application fees: AED 2,800 – AED 4,000
- Medical tests and Emirates ID: AED 1,000 – AED 1,500
- Real estate or investment fees: Based on purchase or business value
Professional service providers (lawyers, consultants) may charge extra for assistance.
FAQs: Dubai Golden Visa for Investors
Can I apply for a Golden Visa from outside the UAE?
Yes. You can start the process online and receive a multiple-entry visa to enter the UAE and complete the process.
Is the investment refundable?
Yes, provided you follow legal procedures. However, selling the asset or liquidating the business may affect your visa status.
Can I include family members in my application?
Yes. You can sponsor your spouse, children, and up to 3 domestic staff members.
Do I need a sponsor or employer?
No. The Golden Visa is a self-sponsored residency.
Does it grant UAE citizenship?
No. However, it allows for long-term residence. Citizenship is granted in exceptional cases under separate programs.
Conclusion: Why Invest and Live in Dubai?
With zero income tax, world-class infrastructure, a secure environment, and global connectivity, Dubai is an ideal place for foreign investors. The Golden Visa further enhances its appeal, offering long-term security, investment flexibility, and high living standards.
If you’re looking to secure your residency, protect your assets, and grow your business in the Middle East, acquiring a Dubai Golden Visa could be the most strategic decision you make.
